Community finance, town by town

Money that stays on the high street.

Interest-free loans when you need a hand, and a real boost for the local businesses we all rely on. Let's start with where you are.

Live now in Scarborough, Whitby.

I need help

An interest-free loan from £10 to £1,000, with a decision in 24–48 hours. Borrow £100, owe £110 — and the £10 is waived completely when you repay on time.

My business needs a boost

Investment funding for local limited companies — the shops, cafés and makers that give our towns their character.

New to Local Fund? See how it works.

Simple, human, and out in the open

1

Check your area

Pop in your postcode. We open one town at a time, where there's real demand.

2

Tell us your story

A short application and a 90-second video. We keep it human, never a faceless form.

3

Track every step

Watch your fund move along like a parcel — we email you at every stage.

1
Funds made
0
Repaid in full
£300
Total lent
£800
Pledged by funders

See where the money went

Back your high street

Companies and individuals can fund a specific story through our Funded By scheme. Contributions are gifts — funders receive recognition, not repayment.

Become a funder